Be in charge of your financial future!

Use the OpenSky Secured Visa® Card to build your credit.

Add flexibility and convenience to your life.

Use the OpenSky Secured Card everywhere Visa® is accepted.

Build your credit history with the OpenSky Secured Visa®.

Your debit card can't do that!

Just starting out in life or starting over?

Apply for the OpenSky Secured Visa® Card and start building credit now!

Easy to Get

Quick 4-step application process

Take 10 minutes to fill out basic personal and financial information. Fund your security deposit, accept terms and conditions and you're done.


Easy to Use

Credit lines from $200-$3000

Determine your own starting credit limit and increase at any time.*
*Based on approval


Easy to Build Credit

Credit bureau reporting builds credit history fast

Learn how to better your credit with our online credit education and e-newsletter for cardholders!

  • Worry-free application
    No credit check necessary
  • Control your finances
    Your credit limit is determined by the security deposit you provide*
    *Subject to approval
  • Establish credit fast
    OpenSky reports monthly to all 3 major credit bureaus
  • Affordable
    Low annual fee, no applications fees & a highly competitive APR
  • Online is the only way to apply
    Take that important step now for your financial future!

Ranked in the top three best secured credit cards for 2014 by experts at

Based on account fees, credit score monitoring tools, credit bureau reporting, credit limits and more