Spend. Earn. Repeat.

Get up to 10% cash back on everyday purchases with the OpenSky credit card!
You’re pre-approved**
Zero credit risk to apply.
Get Started
Already a customer? Log in here.
Streaming
$58.91
Reward balance $90.41
+$5.90
Streaming
$19.99
Reward balance $90.41
+$1.99
On-the-go
$7.54
Reward balance $81.61
+$.75

Up to 10% cash back on daily spending.

Discover cash back in your everyday essentials.

Groceries

Streaming

Dining out

Quick shops

Get Started

How your spending works for you

Get the most out of your rewards with these tips and tricks!

All the rewards, no extra work.

Use your OpenSky card to shop at any participating vendors - no enrollment, 
no extra cost.

Search, shop, and earn.

View available offers, check your earnings, and review the OpenSky rewards terms and conditions on the rewards website.

Relax and redeem.

Your cash back rewards are automatically applied to your statement. Sit back and watch your rewards stack up.

3 card options

for your credit journey

NEW!
Build your credit on a budget

OpenSky Launch Visa®

Minimum security deposit
$100
Monthly fee***
$2
Get Started
29.99% Variable Annual percentage rate
+See terms and conditions
Rebuild your credit

OpenSky Visa®

Minimum security deposit
$200
Annual fee
$35
Get Started
25.64% Variable Annual percentage rate
+See terms and conditions
Build your credit with no annual fee

OpenSky Plus Visa®

Minimum security deposit
$300
Annual fee
no annual fee
Get Started
29.99% Variable Annual percentage rate
+See terms and conditions

OpenSky Rewards FAQs

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What is OpenSky Rewards?
OpenSky Rewards is a program that links offers from merchants directly to your enrolled card, allowing you to automatically earn cash back. Simply view your offers, use your enrolled card at participating merchants, and earn cash back.
How do I join OpenSky Rewards?
You are automatically enrolled in OpenSky Rewards, though some offers require activation.
View all FAQs