Open Sky Secured Card
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 Your Name & Address

Read our Privacy Policy before applying.
* Required

Your Contact Information

Notice: You understand and agree that we may contact you regarding the status of this application or your Account,
should you be approved, at your home or cell phone and may use an automatic dialer and/or prerecorded messages.
You agree such calls will not be considered "unsolicited" calls or telemarketing calls for purposes of state or federal


Your Identification Information

Expiration Date *
Date of Birth *


Your Financial Information

Monthly Disposable Income
$  Federal law requires that we collect income information to determine your ability to pay.  Due to the requirements of the Credit Card Act of 2009, your application will be evaluated in part based on your ability to pay, which may be determined by the income information that you furnish in this section. If you are 18-21 years old and would like to add a cosigner, please include only your income and expenses in these boxes.  You will have an opportunity to add the cosigner further in the process.

Credit Amount

How Fast Can I Have My Card? IT’S YOUR CHOICE

Funding Options

This card requires a security deposit.
* required

Note: Please do NOT enter spaces or dashes in the Routing or Account numbers.

You may choose a specific date for your funds to be transferred. Just click on the calendar to choose an available date.

There are just three easy steps to set up your account after you submit your application.

  1. As soon as you apply, you will receive an email confirmation. Please click on the link in this email to validate your application.
  2. During the next 2 business days we will make a few very small deposits INTO your bank account followed by a withdrawal reversing the total deposit amount. This is to verify your account ownership. We will email you when the transactions are complete.

    When you have received the deposits and our email, please click on the link included in the email. You will be asked to enter the EXACT amounts of the deposits into our account verification system.
  3. After you confirm your trial deposits, we will walk you through confirming your identity.

Once your account information and identity have been verified, we will withdraw your funds from your account via an ACH transaction. ACH Transfers generally clear in 5 business days.

I don't have a checking account or would like to fund my security deposit using another method.

Card Features

Purchase APR 17.50% variable APR
Annual Fee $29
Credit Line $200-$3000 at time of application
4 ways to Fund your Deposit No checking account required!
OpenSky® Savings Savings Chart
Refundable Deposit Deposit Funds fully refunded after all obligations are satisfied.
Credit Bureau Reporting Automatic monthly reporting to the 3 major credit bureaus
Additional Information Rates & Disclosures
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