You’ve built your credit. Now let’s work on getting you a home.

Speak with an opensky® home loans expert who understands credit rebuilding. See how you could buy sooner, lower your payments, or unlock your home’s equity.

Let’s talk about your path to homeownership.

Your information goes directly to our opensky® home loans team. No pressure. No spam. Just a real conversation about your options.

First Name*

Last Name*

Email*

Phone*

Loan Type*

State*

Best Time to Contact*

*Denotes required field. By submitting, you consent to receive calls, texts, and emails from Capital Bank N.A. and partners about your mortgage inquiry (including via automated means). Msg & data rates may apply. Consent is not required to obtain a loan. See terms below for more information².

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24 years helping people achieve their goals

You could qualify for a 0% down payment¹

Let’s talk about your path to homeownership.

Your information goes directly to our opensky® home loans team. No pressure. No spam. Just a real conversation about your options.

First Name*

Last Name*

Email*

Phone*

Loan Type*

State*

Best Time to Contact*

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

24 years helping people achieve their goals

Work with loan experts who meet you where you are

Dedicated 1-1 Support

Work with a specialist who understands your credit journey.

Clear path to buying

Understand what you qualify for with confidence

Lower monthly payments

Your stronger credit could unlock a lower mortgage payment.

Talk with a loan expert

Why borrowers choose opensky®

Opensky® has been with you through your credit rebuilding journey. We understand the work it took—and we’re here to help you turn that progress into homeownership.

Clear answers

Understand your options so you can make confident decisions.

Responsive support

Our team is here when you need guidance.

No pressure

We focus on finding the right solution for you.

Talk with a loan expert

Real experiences from opensky® customers

Rachel M

Cleveland, OH

5.0

Andrew Murray was excellent from day one. Very communicative and provided a clear understanding of the loan process. Buying a home is a stressful process. Having Andrew's support made this experience great. I am glad I made the decision to work with Capital Bank.

5/31/2025

LaCreasia T

Columbia, SC

5.0

Great communication, always addressed all concern. quick response

5/31/2025

Dionee T

Charlotte, NC

4.75

Billy was awesome! Kept me updated every step of the process

5/31/2025

Casilda Mesa

5.0

If you're a first-time buyer, you're in the best hands to make your dreams a reality. And it's even better if you let yourself be guided by a professional as skilled as Andrew Murray. He handled my pre-approval, and today we're in our home. He's always available for any questions and always ready to lend a hand to make sure everything goes smoothly. Andrew and Capital Bank were the best thing that happened to us in achieving our dream of owning a home. My family and I highly recommend them. The process is long and a bit tedious, but when you have the right person, it feels much less so. And that person was Andrew Murray. Thank you so much for all your help throughout this process, which had a happy ending.

5/31/2025