An OpenSky secured card is designed specifically to help you quickly grow and improve credit by providing monthly reporting to the three major bureaus, built-in line increases, accessible tools that promote good spending habits, and turbocharged growth. All of these things work together to improve your FICO score month after month, and help you reap the rewards of financial wellness.
Credit cards help you build your credit by reporting your purchasing and payment activities to the three major credit bureaus. Automatic monthly reporting, good spending habits, and on-time monthly payments all help to establish a history of financial responsibility that actively grows and improves your credit history over time.
Visit www.openskycc.com and click the blue MyAccount button located at the top. You will be directed to the online account management login page.
On a mobile device: Select the Menu option at the top and click Activate Card. Simply follow the instructions.
On a desktop: Look for the bright green Activate Card button on the top right. Simply follow the instructions.
Yes. This is a great way to build credit while keeping your monthly expenses the same. Simply select this credit card as your payment method of choice when setting up automatic bill pay for your other bills.
We report credit card account information to the credit bureaus once a month at the time your billing statement is generated.
You can close your account at any time by contacting our Customer Service Department at the phone number listed on your billing statement or on the back of your credit card.
Your security deposit will be returned to you once your account is closed and the balance is paid in full. We may use your security deposit to expedite the pay down of your outstanding balance. In certain circumstances it can take eight (8) weeks however, it generally takes less than four (4) weeks to receive your security deposit refund in the mail.
Please refer to your Card Agreement for additional details related to your security deposit.
Your security deposit will be returned to you once your account is closed and the balance is paid in full. We may use your security deposit to expedite the pay down of your outstanding balance. In certain circumstances it can take eight (8) weeks however, it generally takes less than four (4) weeks to receive your security deposit refund in the mail.
Please refer to your Card Agreement for additional details related to your security deposit.
You can make monthly credit card payments using the following methods:
Via the OpenSky Mobile App or online account management- you can sign up for Auto-Pay and schedule recurring, monthly payments, or set up one-time payments.
Send in a check with the remittance slip that is included in your monthly billing statement.
You can update your contact information online. Visit www.openskycc.com and click the blue MyAccount button. Log into your account, select the Account Services tab, and click on Update Contact Information.
Yes, OpenSky currently supports Apple Pay, Google Pay, and Samsung Pay.
Go to your preferred digital wallet app, tap the “add,” button. Tap “Debit or Credit Card” to add a new card then select continue. Take a photo of your card, or enter the details manually. Review and accept the terms and conditions, and follow the remaining verification steps.
For security purposes, we will send you a one-time passcode via email or text depending on which option you choose. This step allows OpenSky to confirm your identity and protect your personal information.
Engage the mobile wallet of choice on your mobile device. Hold the device near the payment terminal. A confirmation message on the payment terminal will let you know your purchase was successful. For specific information on using your mobile wallet, refer to the wallet's website.
Your card information is never stored on the physical device or shared with the merchant when you shop. When you make a purchase, a digital account number along with a dynamic, transaction specific code is used to process your payment.
To remove a card from a mobile wallet, simply select the card in the wallet app and select the option to remove the card. For specific information related to your mobile wallet, refer to the wallet's website.
An OpenSky secured card is designed specifically to help you quickly grow and improve credit by providing monthly reporting to the three major bureaus, built-in line increases, accessible tools that promote good spending habits, and turbocharged growth. All of these things work together to improve your FICO score month after month, and help you reap the rewards of financial wellness.
Credit cards help you build your credit by reporting your purchasing and payment activities to the three major credit bureaus. Automatic monthly reporting, good spending habits, and on-time monthly payments all help to establish a history of financial responsibility that actively grows and improves your credit history over time.
Visit www.openskycc.com and click the blue MyAccount button located at the top. You will be directed to the online account management login page.
On a mobile device: Select the Menu option at the top and click Activate Card. Simply follow the instructions.
On a desktop: Look for the bright green Activate Card button on the top right. Simply follow the instructions.
Yes. This is a great way to build credit while keeping your monthly expenses the same. Simply select this credit card as your payment method of choice when setting up automatic bill pay for your other bills.
We report credit card account information to the credit bureaus once a month at the time your billing statement is generated.
You can close your account at any time by contacting our Customer Service Department at the phone number listed on your billing statement or on the back of your credit card.
Your security deposit will be returned to you once your account is closed and the balance is paid in full. We may use your security deposit to expedite the pay down of your outstanding balance. In certain circumstances it can take eight (8) weeks however, it generally takes less than four (4) weeks to receive your security deposit refund in the mail.
Please refer to your Card Agreement for additional details related to your security deposit.
Your security deposit will be returned to you once your account is closed and the balance is paid in full. We may use your security deposit to expedite the pay down of your outstanding balance. In certain circumstances it can take eight (8) weeks however, it generally takes less than four (4) weeks to receive your security deposit refund in the mail.
Please refer to your Card Agreement for additional details related to your security deposit.
You can make monthly credit card payments using the following methods:
Via the OpenSky Mobile App or online account management- you can sign up for Auto-Pay and schedule recurring, monthly payments, or set up one-time payments.
Send in a check with the remittance slip that is included in your monthly billing statement.
You can update your contact information online. Visit www.openskycc.com and click the blue MyAccount button. Log into your account, select the Account Services tab, and click on Update Contact Information.
Yes, OpenSky currently supports Apple Pay, Google Pay, and Samsung Pay.
Go to your preferred digital wallet app, tap the “add,” button. Tap “Debit or Credit Card” to add a new card then select continue. Take a photo of your card, or enter the details manually. Review and accept the terms and conditions, and follow the remaining verification steps.
For security purposes, we will send you a one-time passcode via email or text depending on which option you choose. This step allows OpenSky to confirm your identity and protect your personal information.
Engage the mobile wallet of choice on your mobile device. Hold the device near the payment terminal. A confirmation message on the payment terminal will let you know your purchase was successful. For specific information on using your mobile wallet, refer to the wallet's website.
Your card information is never stored on the physical device or shared with the merchant when you shop. When you make a purchase, a digital account number along with a dynamic, transaction specific code is used to process your payment.
To remove a card from a mobile wallet, simply select the card in the wallet app and select the option to remove the card. For specific information related to your mobile wallet, refer to the wallet's website.